Solutions
RBF underwriting that respects both revenue quality and cash timing
Cash health, runway, and burn endpoints for RBF programs evaluating MRR-driven businesses with lumpy cash conversion.
Revenue-based financing teams celebrate predictable MRR but still lose when cash conversion lags recognition. Combining health scores with burn and runway endpoints surfaces tension between accrual story and bank reality early.
Modeling SaaS and hybrid revenue businesses
Include categorized outflows for payroll and cloud spend so burn levers reflect how modern SaaS actually spends. Pair with low watermark fields to catch silent balance erosion.
Portfolio monitoring cadence
Weekly envelopes for high advance-rate programs catch drift before covenants bite. Store JSON in your warehouse keyed by `account_id` for cohort analytics.
Repayment mechanics and seasonality
When remittances flex with revenue, stress-test envelopes during slow quarters even if trailing-twelve revenue looks fine — RBF structures amplify timing mismatches.
Document how you map processor settlement timing into envelopes so collections teams do not argue with model outputs every month.